What's Your Healthcare Plan?

Blake has a thought provoking post with links to each of the three major presidential candidate's health care plans. (Did you know you have a choice between more than two parties in this country?) I learned a couple of things from reading through them. Kerry does not propose universal paid health care for every American. I don't know how many times I've heard him imply that (if not state it plainly) but if you read his web site it states:

John Kerry and John Edwards have a plan to address soaring premiums and cut Americans a break. Their plan will lower family premiums by up to $1,000 a year...[John Kerry's Health Care Plan]

Which is particularly interesting when the same document begins with:

Over the last three years, family premiums have increased by more than $2,600... [John Kerry's Health Care Plan]
Then there's Nader...

While the Nader/Camejo healthcare page is a bit long, once you read it you see there is allot of informative content. Well worth the read! Please read it, but I'll present a couple of excerpts from it (each of these has a reference cited at the end of the page on Nader's site).

The United States spends far more on health care than any other country in the world, but ranks only 37th in the overall quality of health care it provides, according to the World Health Organization. [Health Care for All - votenader.com]

A recent study by National Academy of Sciences' Institute of Medicine estimates that 18,000 25- to 64-year-old Americans die every year as a result of lack of coverage. That is 18,000 human beings every year, not counting younger Americans. [Health Care for All - votenader.com]
Eighteen-thousand dead Americans! That is the equivelent of SIX "September 11ths" every year!

"Over 24% of every health care dollar goes to paperwork, overhead, CEO salaries, profits, and other non-clinical costs... The Medicare program operates with just 3% overhead, compared to 15% to 25% overhead at a typical HMO." [Health Care for All - votenader.com]
In 2001, a federally funded study of single-payer universal health coverage, prepared for the Office of Vermont Health Access by the Lewin Group, found the state could save more than $118 million a year over current medical insurance costs-and still cover every Vermonter. "Our analysis indicates that the single payer model would cover all Vermont residents, including the estimated 51,390 uninsured persons in the state, while actually reducing total health spending in Vermont by about $118.1 million in 2001 (i.e., five percent). [Health Care for All - votenader.com]

posted @ Thursday, September 02, 2004 3:04 AM

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Comments on this entry:

# re: What's Your Healthcare Plan?

Left by sal at 1/5/2005 6:00 AM

hello

# re: What's Your Healthcare Plan?

Left by Scott Willeke at 1/5/2005 2:01 PM

I am grateful to have a comprehensive health care plan provided by my employer. What makes you ask?

# re: What's Your Healthcare Plan?

Left by maged taman: you will be amazed at 2/22/2005 4:48 PM

Americans' Future In One Plan
I know that most of you are busy to read my book. As I explained previously that Taman Health Plan (www.trafford.com) takes care of all the health care, Medicare, Medicaid and social security. It will threw away all bureaucracies out of window. Let me explain shortly how it works:
1- There will be no more health care insurance companies, no Medicare, Medicaid or Social Security. My plan will take care of all.
2- Basically will be only one Big Health care organization (Taman Health Plan or THP).
3- The center of the plan will be in Washington while the health departments in every state will be the branches.
4- One organized body will be taking care of the Health Care and long term care of all Americans replacing 1500 insurance companies, Medicare, Medicaid and Social Security.
5- This will allow us to provide a uniform service to all Americans every where in both inpatients, outpatients and long term care.
6- When you go to any Duncan Donuts branch your expectation is to have a fresh coffee and a donut with no long wait. We will try to provide a similar predictable service everywhere as Duncan Donuts. With having only one body will be able to do that.
7- The Capital of the plan will be the funds of Medicare and Social Security (before the bankruptcy of both systems). The maintenance will be a yearly tax from each of us (will replace our yearly social security and Medicare holding taxes). A percent of each of us go to his account cards and a percent go to THP itself. The money of the plan will be invested by the investing sector of the plan very likely in Wall Street.
8- We will have 5 ATM cards with a corresponding accounts. Card A (children), Card B (working group 18-65years old), Card C (Medicare card >65 years old), Card D (Medicaid card), Card E ( expensive medicines or investigations).We will have the health cards devoted to health care and long term care. Thus we will have: health cards, banks with accounts to each card and credit card machines in outpatients care and hotelling part of hospitals and nursing homes.
9- Cards will pay for the outpatient medical care including doctors, emergency room visits, investigations, medical supplies, pharmacies and the hotelling part of hospitals and nursing homes. While the medical part of hospitals and nursing homes will be budget by the plan itself.
10- In the first year of issuing cards: Card B and C (most of people) will have a bonus it could be a percent of their Medicare and social security withholding (70 % or so). We will try to be fair to every one but every one has to know that most of us already lost a lot of money with the HMO's. For next year new comers to card B at age of 18 when first issued will have a bonus of 50,000 dollars. It will change every year by a percent a according to inflation.
11- Every one of us will get a statement every one or two months of his card account. Card B account will phase in card C at the age of 65. If card C account is vanished Card D will be issued (hoteling part will be less luxurious). Only few of Card B will have card D if there account vanish most likely those with severe medical problems.
12- So basically most of us will have our own account Card B then card C. Say you are 45 and you have now in your account $ 200,000 you can take one or more years out of work, you Can retire early if you like and with your card you will control all the medical services and its prices.
13- With this card system we will end all bureaucracies of health care, Medicare and Medicaid. No one will stand between you and any medical or long term service (only your card). Shop around with you card, have early health care security and responsibility and invest in your health.
14- We will not need Social Security since after age of 65 we will be able to use our cards to stay in any nursing home each according to his account in card C or card D. So when you invest well in your health you will be able to enjoy a nicer nursing home when you get old (actually it will be also a kind of tourism).
15- The money in cards do not get inherited when we pass away but recycle in the plan to support the next generations.
16- The plan will have very positive effects not only in simplifying our care, save a lot of waste in health care, give early health care security and responsibility to Americans it will also have a positive effect on the economy, saving billions of dollars to Americans, creating jobs in health care and cutting outsourcing.
Very likely, you figure it out by now I could have sold the plan to one of the presidential candidates before the 2004 election for millions of dollars (they already spent 2 billion dollars). It is my gift to the American people (it will help the healing process of the two worlds America and the Muslim/Arabs).
Maged Taman.

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